When I was not working my online income was getting me by. I made enough to pay the couple of bills that I had, and was not even working online much. I had stopped writing, but continued to work on my survey sites such as inboxdollars, sendearnings, mypoints and mysurvey. All of these sites helped me quite a bit. Even if the amount I would receive was a small amount, it still added up.
I have been putting a little time into my online work recently so if the money is needed again, I will have it. My online income will be put to the side so if my life hits rock bottom again there will be some money that will help.
Even if you only do a few things to make money online, it is still beneficial. The gift cards, checks, and paypal deposits will help anyone no matter how big or small it is. I feel that working online is beneficial because it can help you quite a bit when times get hard in your life, and help you save for those times.